Part of the value of cruising is that you unpack once and you’re able to visit different ports during one trip. Cruise excursions come in all shapes and sizes.
“Tours may include live performances, biking, hiking, all-day sightseeing tours, adventure sports activities and a plethora of other activities,” says Scott Adamski, a spokesperson for AIG Travel. Depending on the excursion, they may be quite expensive, ranging from a few hundred dollars to several thousand per person. Sometimes they’re included with your cruise.
Most cruise lines offer excursions at nearly every port, so if you’re paying for excursions at multiple ports, the overall cost could be significant, he says.
Ways Travel Insurance Can Help
It’s smart to have travel insurance for problems both on and off the cruise ship.
Christine Buggy, a spokesperson for Travelex Insurance, suggests these considerations:
Travel medical insurance can cover medical expenses incurred while on and off the ship. This is important because U.S. health plans and Medicare (with narrow exceptions) generally don’t have coverage outside the U.S.
Trip cancellation coverage can cover the financial default or bankruptcy of a cruise line or tour operator when the plan is purchased within 15 days of your initial trip payment. Not all plans cover this, so check to see if yours does.